Know what is safe to spend
before your next paycheck.
ChequePoint reserves money for upcoming bills and shows how much is safe to spend until your next paycheck, based on your latest synced balances and transactions. Private, local-first, and synced through your personal Apple iCloud.
Interactive Tour
Visual clarity at every step.
Tap through the core views to explore how ChequePoint organizes your spending, bills, and wealth.
At a Glance
Built for glanceable visual understanding.
No complicated spreadsheets or dense tables. These native visual components let you see your financial picture in seconds.
Glowing Category Donut
Segments all monthly spending into vibrant proportional arcs so you instantly see what drives your outflow.
6-Month Trend Curve
Smooth gradient area chart tracks your spending burn rate compared to your historical averages.
Committed vs Uncommitted
Two-tone visual progress bar separates the funds spoken for bills from the money you can freely spend.
Numbered Payday Allocation
Assigns rent, insurance, and utilities to specific future paychecks so you never experience a cash crunch.
Stacked Net Worth Bar
Color-coded distribution balances your liquid checking and savings against investments, property, and liabilities.
Private & Secure
Your financial records stay yours.
ChequePoint runs local-first on your device. We do not operate central transaction databases, display ads, or sell data.
Local-first on iPhone
Balances and transactions stay on your device and sync through your own Apple iCloud container.
Secure Plaid bank links
You authenticate directly with your bank. ChequePoint never sees or stores your banking credentials.
Zero tracking or ads
No ad networks, cross-app profiling code, or marketing data brokers are included in the app.
Complete data control
Delete your account in Settings to disconnect your banks, revoke ChequePoint's Sign in with Apple access, and erase your data on your device and in iCloud.